Honesty & Dedication with an Advisor You Can Count On
Building Strategies Now for a Stronger Future
At Honor Insurance, we offer a range of services to meet the various needs and goals of our clients. We are not in the business of selling products, we are in the business of offering personalized strategies. We pride ourselves on listening to and fully understanding each client before proposing strategies. We are committed to always working in the best interests of our clients. Informing and sharing our knowledge with clients is a big part of what we do. We review the following six income steps with clients as part of our overall work together:
- Retirement income flow
- Debt management
- Emergency fund
- Proper protection
- How to build wealth
- How to preserve wealth
Once clients understand these concepts, they are better prepared to make decisions concerning the services below and determine what will best support their goals.
IRA & 401(k) Rollovers
Have you left retirement earnings behind when you have changed jobs? Or do you have too many uncoordinated accounts to manage? If so, we can help you round up those accounts and get organized. We can explain the different IRA account types and get you set up with a new account or rollover a current account so you can make your retirement funds work for you.
Medicare Planning
Health care costs can be a budget buster in retirement when on a limited income. For many clients on Medicare, the options and deadlines can seem confusing. We have up-to-date knowledge on Medicare Supplement options available and can provide you with the information needed to make the best decision for your overall health care plan and budget.
Insurance Strategies
When we look to the future, we all hope to live long and healthy lives. Unfortunately, life does not work out that way for everyone as accidents and illness happen. Life insurance is a way to make sure that your spouse and family are financially provided for in the event of an untimely passing. Long-term care insurance can be utilized to make sure that you have adequate support in place if you need help with activities of daily living and health care tasks. And, disability insurance can provide a financial safety net after suffering an injury or accident.
Tax Minimization Strategies
Taxes will always be a part of life, but we can review your assets and see if strategies to reduce taxes might apply in your situation. Every dollar saved today can work for you in retirement. We also know that most people want don’t want to share their retirement income or their legacy with Uncle Sam. While we can’t get rid of taxes, we can explore strategies to possibly mitigate your tax burden.
Retirement Income Planning
Retirement income planning can be a complicated, intricate process. If you prefer steadiness and consistency over market ups and downs, an annuity might be a strategy to consider in your overall financial and retirement plan. It can create a guaranteed income stream in retirement to supplement Social Security, a pension and other additional sources of income you may have.
How to Rock Your Old 401(k) & Avoid Surprise Tax Bills
As a taxpayer and saver, you’ve earned the right to see your savings grow in the most tax-efficient manner possible. Your biggest mistake? Doing nothing at all. Let’s write and rewrite until your retirement income is a perfect harmony, allowing you to rock on!
Are you ready to take the next step?
Interested in learning more about how we can help navigate the journey toward your retirement goals? Contact us to schedule a complimentary, no-obligation consultation.
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Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 22855 - 2023/4/10
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